# Rebase

* **Return Caps:** Users' staking returns are capped at three tiers depending on the staking amount: 160%, 200%, and 240%. Once users reach the maximum return, they will no longer earn additional rewards and can choose to withdraw and exit or restake.
* **Dynamic APY:** The APY that users receive will decrease as the total value locked (TVL) across the entire Novai Finance network increases.

<figure><img src="https://4245740950-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FGbLhCZhADhtJLpkfeUZ4%2Fuploads%2FNm9m7hYYcDC0NCuXoVyf%2Fimage.png?alt=media&#x26;token=f7c842c5-7fa8-4b21-b545-7e954de5f878" alt=""><figcaption><p>Ex</p></figcaption></figure>
